I have taken the loan in dhfl and they proceed me to take the insurance policy this dhfl with ecs as a compulsary option for insurance premium also. I accepted and taken the policy also now this is 3rd year the policy premium due date is falls on 31 july 2019. But i got a message that the premium amout will be debited on 1st july 2019. I called dhfl customer care, and other persons in the dhfl office, no one having proper answer for this. Before premium due date they are collecting the amount. Its nearly 30 days. Now i didnt have money for the premium. If ecs got processed it will get bonused for insufficient funds and the bank and dhfl will charge for that. What is the solution for this. If this is the case at the end of my policy if its 10 years dhfl is collecting premuim before 1 month every year. So my policy period will be 11 years. By this we can find how much dhfl is earning. Try to solve this