Past few days kredit bee & o loan is continuously harrased me over phone, they told me i was taken loan from them. They give me threat over phone that they will submit freaud case against me. I have never give them any documents to them for loan purpose but i check my bank account they have credit money to my account. I am a lower class family man & my income is also very small. I have a girl child aged 2 yrs. I am scared about this matter & i have no money to repay their loan amount. I am very poor & i work in tax consultant office & my monthly income is rs. 8000.00, from where i will give money to them, please help me